SME Financing Officer

Role summary The SME Financing officer will implement and manage all SME Murabaha policies and procedures as described in Mutahid Financing policy and procedure. Overall, the SME FO will be responsible for identifying and capturing clients via an SME methodology that includes marketing, loan application, appraisal, financing, and monitoring. This process requires the capture, analysis, and evaluation of qualitative and quantitative data collected from the applicant that will result in an approval or rejection by a Credit Committee. The SME Murabaha FO reports to the SME Team Leader and SME Manager or Branch Manager. Duties and responsibilities The main responsibilities of SME Financing Officer are as follows: Implement and manage all SME Murabaha financing policies and procedures as described in the Mutahid Financing policy Conduct daily marketing activities to capture new clients and submit weekly marketing reports to the SME Team Leader and SME Manager. Complete all required SME financing documents for new and repeat applicants. Collect and analyze detailed qualitative and quantitative information, as required by each SME Murabaha form, to evaluate the applicant’s capacity for repayment. Verify, analyze, and evaluate the applicant’s collateral, and guarantors per SME Murabaha policies and procedures. Coordinates the financing of the product with required personnel. Conduct financing monitoring activities per SME Murabaha policies and procedures including periodical site visits; check and ensure that repayments are on schedule. Implement delinquency management process per SME Murabaha policies and procedures and in close coordination with the SME Team Leader and SME Manager. Perform any other task assigned by the SME Team Leader / SME Manager; Job requirements Qualifications: Bachelor Degree, familiarity with local and English languages. Minimum 2 years of MSME Financing experience Skills/Abilities: Planning Monitoring Organizing Time management Prioritizing tasks Communicating clearly/concisely Mathematics