Comprehensive Assessment of the AML/CFT Program and Controls of Fintech Platform

The Company is a digital financial services provider operating in Afghanistan and offering a range of technology-enabled payment solutions to individuals, merchants, businesses, nongovernmental organizations, and public-sector entities. Its services include mobile wallets, digital payments, bill payments, merchant acquiring, payroll and bulk disbursement solutions, cash-in/cash-out services, and other digital financial services (including products and services related to virtual assets). In connection with ongoing discussions with external investors, the Company wishes to commission an independent assessment of its Anti-Money Laundering and Counter-Financing of Terrorism (AML/CFT), sanctions compliance, and financial crime risk management framework. The objective is to provide investors with an independent review of the Company's exposure to financial crime risks and the adequacy and effectiveness of its governance, policies, procedures, systems, and controls in mitigating those risks, while identifying any areas for enhancement relative to international standards and industry best practices. Assignment The Company wishes to engage an independent consultant to conduct a comprehensive assessment of its AML/CFT, sanctions compliance, and financial crime risk management framework against relevant international standards and industry best practices. The assessment is intended to provide current and prospective investors, lenders, and strategic partners with an independent evaluation of the Company's financial crime risk profile, governance framework, compliance program maturity, and control environment. The assessment should enable stakeholders to assess whether the Company's financial crime risks are appropriately identified, managed, monitored, and mitigated, while identifying any material gaps and recommended remediation measures.